Terms & Conditions

These Terms & Conditions (“Terms”) govern your access to and use of the services, educational materials, and content provided by AA Prestige Corp. By enrolling in a program, booking a session, or accessing any digital material, you agree to be bound by these Terms.

1. Who We Are

AA Prestige Corp is a consulting and education firm that helps individuals, entrepreneurs, and business owners organize their financial profiles, understand responsible credit and debt management, prepare for potential financing opportunities, and execute structured personal and business growth strategies.

We are not a bank, lender, broker, law firm, tax advisor, financial advisor, or a credit repair organization as defined by the federal Credit Repair Organizations Act (CROA). We do not extend credit, originate funding, or provide credit repair or debt relief. All funding and credit decisions are made solely by independent third-party lenders and financial institutions based on your own qualifications.

2. Services Offered

We offer six consulting programs, described in full on the Programs page:

• Personal Foundation ($3,000) — Four private 60-minute consulting sessions of 60 minutes each.
• Personal Growth ($6,000) — Eight private 60-minute consulting sessions of 60 minutes each.
• Personal Freedom ($9,000) — Twelve private 60-minute consulting sessions of 60 minutes each.
• Business Foundation ($5,000) — Eight private 60-minute consulting sessions of 60 minutes each.
• Business Growth ($10,000) — Twelve private 60-minute consulting sessions of 60 minutes each.
• Business Executive ($15,000) — Sixteen private 60-minute consulting sessions of 60 minutes each.

3. Fees & Payment Terms

All fees are quoted in U.S. dollars. Consulting programs are payable in full at the time of enrollment unless otherwise agreed in writing.

Payments are processed by PCI-DSS compliant third-party merchant processors. AA Prestige Corp does not store full payment-card data on its systems. You authorize the applicable charges and represent that you are the authorized holder of the payment method used. Applicable taxes are your responsibility.

4. Digital System Delivery

Each program's digital system (guides, templates, frameworks) is delivered electronically within minutes of successful payment via secure download link and client-portal access. By completing checkout, you expressly consent to immediate delivery and acknowledge that statutory withdrawal rights, where applicable, are waived once access has been granted.

5. Consulting Sessions

Sessions must be scheduled within the support term applicable to your program (three, six, or twelve months, as shown on the Programs page). Unused sessions outside that window expire without refund. Sessions cancelled with less than 24 hours' notice may be forfeited at our discretion.

6. Client Responsibilities

You agree to provide accurate, complete, and truthful information and documentation. You are solely responsible for any application you submit to a lender or other third party, for your use of any credit or capital obtained, and for repaying all amounts owed to third parties. You agree not to use any service for unlawful purposes or to misrepresent information to any institution.

7. No Guarantee of Results

Disclaimer: AA Prestige provides education, consulting, planning, documentation support, implementation guidance, and accountability. We do not guarantee credit-score changes, card approvals, credit limits, financing, interest rates, debt reduction, revenue, or any other financial outcome.

Consulting services and educational materials are provided “as is.” Approvals, limits, rates, and terms are determined solely by independent third-party lenders. Examples and figures are illustrative and do not constitute a promise of results.

8. Third-Party Providers

Certain separately disclosed services may be performed by independent third-party providers. Before information is shared or a third-party service begins, the client must receive the provider's identity, service description, applicable agreement, data-sharing authorization, pricing or compensation disclosure, and customer-support information.

Third-party providers are responsible for their own services and decisions. Referring or coordinating with a third party does not create a guarantee of any result.

9. Intellectual Property

All frameworks, templates, recordings, and written deliverables remain the intellectual property of AA Prestige Corp. You receive a non-exclusive, non-transferable license to use them internally. Redistribution, resale, or public republication is prohibited.

10. Confidentiality

Both parties agree to treat information exchanged during the engagement as confidential, except where disclosure is required by law or relates to information that is independently developed or publicly available.

11. Limitation of Liability

To the maximum extent permitted by law, AA Prestige Corp's aggregate liability arising out of or relating to any engagement shall not exceed the total fees actually paid by the client for the specific service giving rise to the claim. We are not liable for indirect, incidental, or consequential damages.

12. Governing Law & Disputes

These Terms are governed by the laws of the State of Florida, U.S.A., without regard to conflicts-of-law principles. Any dispute shall be resolved by binding arbitration in Palm Beach County, Florida.

13. Changes to These Terms

We may update these Terms from time to time. Material changes will be communicated by email to active clients. Continued use of the services after notice constitutes acceptance.

14. SMS / Text Messaging Terms

1. SMS Consent Communication. The information (phone numbers) obtained as part of the SMS consent process will not be shared with third parties or affiliates for marketing purposes.

2. Types of SMS Communications. If you have consented to receive text messages from AA Prestige Corp, you may receive messages related to customer care, including appointment reminders, consulting session scheduling, document requests, onboarding follow-ups, and responses to your inquiries.

3. Message Frequency. You may receive up to 5 SMS messages per week related to conversational customer-care purposes.

4. Potential Fees for SMS Messaging. Standard message and data rates may apply, depending on your carrier's pricing plan.

5. Opt-Out Method. Reply “STOP” to any SMS message you receive, or contact us at support@aaprestige.org to request removal from our messaging list.

6. Help. Reply with the keyword HELP, or contact us at support@aaprestige.org.

15. Contact

For questions about these Terms, contact us at support@aaprestige.org.