Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the services, educational materials, websites, and client portal provided by AA Prestige Corp (“AA Prestige,” “we,” “us,” or “our”). By creating an account, enrolling in a program, booking a session, or accessing any digital material, you agree to these Terms and our Privacy Policy, Refund & Cancellation Policy, Acceptable Use Policy, and Disclaimer.

1. Who We Are

AA Prestige Corp is a business consulting, financial education, and strategic advisory firm. We provide consulting, coaching, education, business development, profile organization, operational optimization, and funding readiness consulting.

We are not a bank, lender, broker-dealer, investment adviser, law firm, CPA firm, credit repair organization (as defined by the federal Credit Repair Organizations Act), precious metals dealer, cryptocurrency exchange, or financial institution. We do not provide legal, tax, accounting, investment, or financial advisory services. All funding, credit, investment, and legal decisions are made solely by you and by independent third parties.

2. Eligibility & Accounts

You must be at least 18 years old and able to form a binding contract. You agree to provide accurate, current, and complete information and to keep your account credentials confidential. You are responsible for all activity under your account.

3. Services Offered

• Consulting Programs with defined deliverables and session counts (Starter, Foundation/Growth, Professional/Elite, Executive/Legacy, and Elite Concierge tiers as published on the Programs page).
• Monthly Advisory & AI Memberships providing ongoing education, frameworks, and access to AI Specialists.
• Profile Organization & Optimization — educational guidance to organize documentation and strengthen operational positioning.
• Business Development & Operational Optimization — consulting to help structure and scale operations.
• Funding Readiness Consulting — preparation and education to help you pursue potential third-party funding opportunities.
• Digital Materials — guides, templates, frameworks, recorded curricula, and software access.

4. Fees & Payment Methods

All fees are quoted in U.S. dollars. Program fees are payable in full at enrollment unless a written payment plan is agreed in advance. Recurring subscriptions renew automatically until cancelled. Applicable taxes are your responsibility.

Accepted payment methods include:

• Credit and debit card (processed by PCI-DSS compliant merchant processors).
• ACH and bank wire transfer.
• Cryptocurrency (via approved third-party on-ramp providers; client bears all network and conversion fees).
• Approved alternative assets (e.g., gold or silver) where pre-authorized in writing, subject to verification.

AA Prestige does not store full card numbers, full bank account numbers, or cryptocurrency private keys. Payment processors and on-ramp providers are independent third parties governed by their own terms.

Success-based consulting fees. For funding readiness consulting, success-based consulting fees may apply only upon successful funding through third-party lending relationships. If no funding is secured, no success-based consulting fee is owed. Upfront consulting, optimization, or onboarding fees disclosed in writing are separate from and additional to any success-based fee.

5. Digital Program Delivery

Educational digital materials are delivered electronically, typically within minutes of successful payment, via secure download link and client-portal access. Live sessions are scheduled following enrollment and onboarding and are conducted by video conference or phone. By completing checkout, you expressly consent to immediate access and waive any statutory rights of withdrawal where legally permitted.

6. Client Responsibilities

• Provide accurate, complete, and truthful information and documentation.
• Attend scheduled sessions; sessions cancelled with less than 24 hours notice may be forfeited.
• Comply with all applicable laws when applying for credit, funding, licensing, or any third-party program.
• You are solely responsible for any application you submit to a lender, regulator, or other third party, for your use of any capital obtained, and for repaying all amounts owed to third parties.
• Comply with our Acceptable Use Policy.

7. Cancellation, Refunds & Chargebacks

Cancellation and refund eligibility are governed by our Refund & Cancellation Policy, which is incorporated into these Terms by reference. Please contact us before initiating a chargeback; unjustified chargebacks will be contested with full documentation.

8. No Guarantee of Results

Disclaimer: AA Prestige Corp provides consulting, coaching, advisory, and educational services only. AA Prestige Corp is not a bank, lender, broker-dealer, investment adviser, law firm, CPA firm, credit repair organization, precious metals dealer, cryptocurrency exchange, or financial institution. No specific approval, funding amount, credit score increase, business result, financial result, or investment outcome is guaranteed. Results vary by client.

Consulting services and educational materials are provided “as is.” Approvals, limits, rates, and terms are determined solely by independent third parties. Examples, figures, case studies, and testimonials are illustrative and do not constitute a promise of results.

9. Intellectual Property

All trademarks, logos, frameworks, methodologies, templates, recordings, software, AI outputs branded as AA Prestige, written deliverables, and other content provided by AA Prestige remain our exclusive intellectual property or that of our licensors. Upon full payment, you receive a limited, non-exclusive, non-transferable, revocable license to use the materials internally for your own business. Redistribution, resale, public republication, training of competing AI models, removal of attribution, or use of our materials to create a competing product or service is strictly prohibited.

10. Confidentiality

Both parties agree to treat non-public information exchanged during the engagement as confidential, except where disclosure is required by law or relates to information that is independently developed, lawfully received from a third party, or publicly available.

11. AI Tools & Third-Party Services

Our platform includes AI Specialists and integrations with third-party services. AI outputs are educational suggestions only and may contain errors. You are responsible for independently verifying any output before relying on it. Third-party services are governed by their own terms; we are not responsible for their availability, accuracy, or actions.

12. Limitation of Liability

To the maximum extent permitted by law, AA Prestige's aggregate liability arising out of or relating to any engagement or these Terms shall not exceed the total fees actually paid by the client for the specific service giving rise to the claim during the twelve (12) months preceding the event. AA Prestige is not liable for indirect, incidental, consequential, special, exemplary, or punitive damages, including lost profits, lost revenue, lost data, or lost business opportunity.

13. Indemnification

You agree to defend, indemnify, and hold harmless AA Prestige, its officers, employees, contractors, and affiliates from any claim, loss, liability, or expense (including reasonable attorneys' fees) arising from (a) your use of the services, (b) your breach of these Terms or any law, or (c) any application you submit to a third party.

14. Termination

We may suspend or terminate your access for any breach of these Terms or our Acceptable Use Policy, for non-payment, for fraudulent or unlawful conduct, or as required by law. Sections that by their nature should survive termination (IP, confidentiality, limits of liability, indemnification, dispute resolution) will survive.

15. Governing Law & Disputes

These Terms are governed by the laws of the State of Florida, U.S.A., without regard to conflict-of-law principles. Any dispute that cannot be resolved informally shall be resolved by final and binding arbitration administered by the American Arbitration Association in Palm Beach County, Florida, on an individual (non-class) basis. Either party may seek injunctive relief in a court of competent jurisdiction to protect intellectual property or confidential information.

16. SMS / Text Messaging Terms

If you opt in, you may receive customer-care messages (appointment reminders, scheduling, document requests, onboarding follow-ups). Message frequency varies (up to ~5 messages per week). Message and data rates may apply. Reply STOP to opt out or HELP for help. Phone numbers collected for SMS will not be shared with third parties or affiliates for marketing purposes.

17. Changes to These Terms

We may update these Terms from time to time. Material changes will be communicated by email to active clients or by prominent notice on the site. Continued use after notice constitutes acceptance.

18. Contact

AA Prestige Corp · 9691 Arbor Oaks, Building 17, Unit 203, Boca Raton, FL 33428 · AA.PRESTIGECORP@GMAIL.COM